Meet with Onyx

"Someone is sitting in the shade today because someone else planted a tree a long time ago"

We have a very simple strategy to help our clients

build wealth through insurance.

WEALTH BUILDING

Principles

Protect Access & Income

Create
Passive Income

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Grow Wealth
Free Tax

whole life insurance as an investment

whole life policy

Accumulates cash and can be used in a variety of ways at various life stages. In addition, it provides a guaranteed death benefit for your family. It’s a tax-efficient way of building your total net worth, while retaining some flexibility of using your funds as needs arise.

access cash value tax free

The cash value of your whole life insurance policy accumulates on a tax-deferred basis. You have the flexibility to borrow from your own policy on a tax free basis, or take a cash surrender. Your beneficiaries will also benefit from tax advantages.

access cash value at any age

Whole life insurance policy allows you to surrender accumulated cash value when you need it most. When you borrow against your policy, you can decide to pay it back, so that your money continues to grow or not.

LEVERAGE

Here is THE #1 DIFFERENCE in savings accounts vs. whole life: When you use the money in your savings account youre not earning on it anymore. It’s no longer growing for you. With an infinite banking policy you can leverage your money by using the insurance company’s money instead which allows your money to keep growing.
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Not sure where to start with Life Insurance?

Hope this helps…

Basic
Coverage

5X ANNUAL INCOME AS A DEATH BENEFIT TO PAY OFF DEBTS. THIS ALSO GIVES YOUR FAMILY 2-3 YEARS OF YOUR SALARY.

Income Replacement

15-25X YOUR ANNUAL INCOME AS A DEATH BENEFIT SO YOURE FAMILY CAN INVEST THIS TAX FREE MONEY, AND LIVE OFF OF 4% OF THE BALANCE PER YEAR TO NOT RUN OUT
(ALSO KNOWN AS SAFE WITHDRAWAL RATE)

Wealth
Building

10-20% OF YOUR ANNUAL INCOME T OWARDS ANNUAL PREMIUMS TO CREATE A LARGE TAX FREE SUPPLEMENTAL RETIREMENT INCOME

If you would like to see what a strategy or some simple quotes look like for you

just schedule a call below!

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THE ONYX STONE IS A POWERFUL ENERGY STONE PROVIDING PROTECTION, GROWTH, AND RESILIENCE TO ITS OWNER. THROUGH OUR MULTIPLE OFFERINGS WE EMPOWER OUR NETWORK WITH THESE SAME QUALITIES.

TRUSTED BY EVERY DAY WORKING FAMILIES, UP TO PROFESSIONAL ATHLETES AND ENTERTAINERS, OUR WEALTH BUILDING STRATEGIES ARE CHANGING LIVES EVERY DAY.

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